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Mortgage loan providers estimate the credit risks it caries when approving a mortgage loan to their clients. Further, defaulting a mortgage loan is a risk that has been calculated through decades using statistical models. By using entries at the time of a mortgage application, the goal of the thesis is to com- pare the accuracy between logistic regression and Support Vector Machine in predicting

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With mobile phones often being used to type sensitive information, it is important that they remain secure and leak no information. One conceivable channel for information leakage, though, is the motion sensors accelerometer and gyroscope, sensors that require no permission to be used by an app. Do the data they produce contain information about the keys being typed? To answer this question, thi

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Title: The EU Way, or the Huawei? A comparative study of the values projected onto Europe’s 5G network by the Chinese Communist Party and the European Union. The purpose of this investigation is to look closer on the value-tension between the European Union and the Chinese Communist Party regarding which values are present in the official policies of these entities and how these values are projec

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For data-driven companies, there is a need to efficiently navigate through big quantities of collected data. In our case; detecting changes in the behaviour of data. We have investigated whether machine learning could be applied to automate the process of finding abnormal behaviour (anomalies) in collected data. Some simpler methods were also investigated and compared to the results of machine lea

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The covid pandemic has put light on a trend of office buildings experiencing more vacancy than ever before, given our working habits have been forced to shift from occurring predominantly in an office to mainly being pursued from our private homes. This project foresees a future where working remotely has become the new normal and proposes a residential program in an existing office structure, giv

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The ability to evaluate the geothermal potential at a depth of five to six kilometres in the crystalline bedrock is crucial for the EGS-technology to be utilized in the future. This work focuses primarily on presenting expected geological conditions at great depths in southwestern Scania. The study is based on information from E.ON’s deep drilling FFC-1 in Malmö and data and investigations of the

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Social media (SM) use in crisis and disaster management (CDM) is resource-intensive and can overwhelm emergency management authorities (EMAs). Digital voluntarism offers SM capacities for EMAs. A significant approach to reap benefits from digital voluntarism for domestic CDM is introducing Virtual Operations Support Teams (VOSTs). While VOSTs have been proven valuable in increasing capacities, the

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While trade policies have been found to promote peace and international cooperation, they are also used in conflicts to punish or coerce the actions and behavior of one’s trading partners. In a globalized world characterized by interconnectivity and complex supply and value chains, their impact and relevance in political conflicts have become even more apparent. Such contemporary developments are

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Money laundering and terrorist financing is a global issue, and each year tremendous sums of money are being channeled through the financial system. Several measures, primarily through interstate cooperation, have been taken to prevent and obstruct money laundering. The cooperation has led to an EU directive, which for Sweden has been implemented through law on measures against money laundering an

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Purpose: To explore the positioning of tobacco-free snus as a new category in the disruption of the market. Theory: Positioning, Disruption, Blue Ocean Strategy, New Category Creation Methodology: This paper uses a qualitative and exploratory research method. Primary data on the positioning of tobacco-free snus as a disruptive new category in the market was gathered through two semi-structured int

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In this report, we wish to test the hypothesis that zinc oxide (ZnO), usually only catalytic in the presence of light, can become catalytic when combined with polypyrrole and silk fiber in the absence of light. To template the synthesis of zinc oxide (sonication) and polypyrrole (oxidative polymerisation), we used four different silk fibers (Mulberry, Eri, Muga, and Tasar silks). We assessed the i

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Titel: Drivkrafter bakom långdistansköp: En fallstudie som undersöker motivet bakom en långväga shoppingresa till Gekås Ullared och hur detta kan bemötas ur ett företagsperspektiv. Nivå och kurs: Kandidatuppsats vid Institutionen för Service Management, Lunds Universitet, Campus Helsingborg, KSMK65 Service Management: Examensarbete för kandidatexamen, VT 2021, 15 HP. Författare: Andrea Naumovska

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Along with the down-scaling of CMOS technology, ageing has become one of the most important reliability challenges in CMOS devices. Ageing is defined as degradation in certain device characteristics such as delay, which can result in failure. Field Programmable Gate Arrays (FPGAs) are typically the first among the CMOS devices to adopt the latest technology. It is, therefore, crucial to tackle age

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Albania is a country situated in the western Balkan peninsula, it is a parliamentary democracy and a transitional economy. Its population is approximately 3.5 million with 870.00 populating its capital Tirana.1 The Mediterranean country underwent its most difficult times during the communist regime, where the dictator Enver Hoxha ruled the country with an iron fist for 40 years. His policies exerc

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The Chittagong Hill Tracts (CHT) of Bangladesh was full of natural resources like water, river, forest, agriculture, land. Various agencies like government and non-government (local, national, and international) have undertaken and implemented development programs in the CHT at different times encompassing those natural resources to develop the CHT economy and contribute to the overall economic

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Barnhälsovårdens mål är att verka för alla barns hälsa. Forskning visar en positiv korrelation mellan amningsduration och hälsovinster för både moder och barn och Världshälsoorganisationen (WHO) rekommenderar delamning i minst två år. Studier visar dock att hälso- och sjukvårdspersonal saknar kunskap och har dömande attityder gentemot kvinnor som ammar bortom spädbarnstiden och statistik pekar mot

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For the purpose of gaining experience in the field of production design this project involved developing the production design of a self written short film of the fantasy genre. To reach the results, the three step production design process was used which includes concept art, planning and fabrication. The project started with writing a story that included elements of different categories